Credit Agreement

DELIVEROO RIDER KIT CREDIT AGREEMENT

 

This is a credit agreement made between us, Roofoods Ltd trading as “Deliveroo,” a company incorporated and registered in England and Wales whose office is at 22-24 Torrington Place, London, WC1E 7HJ and you, and is made on the terms and conditions set out below. The credit provided under this agreement will be applied by Deliveroo to enable you to purchase the “core kit” you have selected in the Rider Kit Store.

 

Before you click on ‘accept’ please read it carefully.

 

Key financial information

 

Duration of the agreement:	This agreement commences on the day you purchase the Rider Kit and continues for a maximum period of twelve (12) months from and including this date.
Amount of credit and total amount payable by you:	The total amount of credit is shown at the checkout section of the Rider Kit Store. This is the same as the total amount payable by you.
Payments:	The total amount payable is payable through deductions from the invoices which you submit to Deliveroo under the Rider Agreement between us and you (the Rider Invoices). We will deduct up to 50% of the fees we owe to you from the Rider Invoices over £20 until the total amount payable has been repaid.
Interest rate:	The interest rate of the total charge for credit is 0%. There is no interest or other charge payable by you in connection with the provision of this credit.

 

Restricted use of the loan: You can only use the credit we provide you with to purchase items listed on the Rider Kit Store as “core kit” (the Rider Kit). You will purchase the Rider Kit at the same time as entering into this agreement.

Important information: This is a credit agreement which is an exempt agreement under Article 60F of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001. This means that you will not benefit from any of the protections available under the Financial Services and Markets Act 2000 or Consumer Credit Act 1974 (and the related and secondary legislation).

 

 

 

DELIVEROO RIDER KIT CREDIT AGREEMENT – TERMS AND CONDITIONS

1. AGREEMENT

What this agreement covers. This is the agreement by which we will provide you with credit to purchase “core kit” from the Rider Kit Store from us. Please read this agreement carefully before clicking on ‘accept’. This agreement is made between you and us, Deliveroo, under which we agree to grant you credit which you will repay to us in instalments by way of amounts deducted from your Rider Invoices on the terms and conditions set out in this agreement. IF YOU DO NOT ACCEPT THE TERMS AND CONDITIONS OF THIS AGREEMENT IN FULL, PLEASE DO NOT CLICK ON ‘ACCEPT’.

Restricted use. The credit we provide you with can only be used by you to purchase the Rider Kit from us.

2. INFORMATION ABOUT US AND HOW TO CONTACT US 

Who we are. We are Roofoods Ltd trading as “Deliveroo,” a company incorporated and registered in England and Wales whose office is at 22-24 Torrington Place, London, WC1E 7HJ. Our company registration number is 08167130. Our VAT number is 150 0190 65.

How you may contact us. You can contact us by writing to us at riders@deliveroo.co.uk.

How we may contact you. If we have to contact you, we will do so by telephone or by writing to you at the email address you provided to us.

3. PAYMENTS

What you have to pay. You agree to pay to us the total amount payable within 12 months of the date of this agreement. You also agree to pay us the total amount payable in no more than 12 instalments.

How you will pay us. You agree that we may deduct up to 50% of the amount we owe to you pursuant to a Rider Invoice (in accordance with the terms of the Rider Agreement) as repayment of the credit. Each such deduction is an ‘instalment’.

Circumstances where deductions from the Rider Invoices do not cover the amount due. We reserve the right to invoice you for any outstanding amount if, after eleven (11) months such deductions from the previous Rider Invoices do not cover the amount due (“Final Invoice”). The Final Invoice will be payable within 7 days of receipt.

4. INTEREST
   
   We will not charge interest on the amount of credit and there will be no other charges payable by you in connection with us granting you the credit.
   
   5. YOUR RIGHTS TO END THE AGREEMENT
   
   You can end your agreement with us. You may end this agreement at any time by repaying any remaining amounts outstanding.
   
   How to tell us you want to end this agreement. To end the agreement with us, please let us know, by emailing us at riders@deliveroo.co.uk or completing the form titled “Cancellation Form” (which is available on our website) and emailing it to riders@deliveroo.co.uk
   
   Repayment of the outstanding credit: If you end this agreement you must repay the money you owe us (this will be the total amount of credit minus any payments you have made) within 14 days, or sooner if that is necessary to ensure that the total amount payable by you under the agreement is paid to us within 12 months of the date of this agreement.
   
   6. OUR RIGHTS TO END THE AGREEMENT
   
   We may end this agreement if you don’t comply with any of its terms. We may end the agreement at any time by writing to you if:

(a)        you do not make any payment to us when it is due and you still do not make payment within seven (7) days of us reminding you that payment is due; or

 

(b)        you do not, within a reasonable time of us asking for it, provide us with information that is necessary for us to provide the credit, for example, where to pay the money to.

 
Compensation. If we end the agreement in the situations set out above you must repay:

 

(a)        the money you owe us (this will be the total amount of credit minus any payments you have made) within 14 days; and

(b)        our reasonable costs and expenses (together with all legal costs) incurred by us in enforcing our rights under this agreement.

 

7. OUR RIGHTS TO MAKE CHANGES TO THIS AGREEMENT

 

Changes to this agreement and our provision of credit. We may make changes to this agreement and our provision of credit to you, but we may only do so in the following circumstances:

 

(a)        to reflect any new or expected changes to the law, regulations or requirements relevant to this agreement or in the interpretation of these;

 

(b)        to reflect any new or expected changes to codes of practice, recommendations, guidelines, requirements or decisions by any regulatory body to which Deliveroo is, or may become subject to, or in the interpretation of these;

 

(c)        to make this agreement and our provision of credit easier to understand or to make a change that benefits you.

 

If we do so we will notify you and you may then contact us to end this agreement (without any penalty) before the changes take effect (and the changes will not apply to you in these circumstances).

8. HOW WE MAY USE YOUR PERSONAL INFORMATION   

We will use the personal information you provide to us:

(a)        to provide the credit to you;

 

(b)        to process your application; and

 

(c)        if you agreed to this during the application process, to give you information about our products, but only where you have agreed to receive it and you may ask to stop receiving it at any time by contacting us at 22-24 Torrington Place, London, WC1E 7HJ; or call on tel +44 203 322 3444 and/or amending your profile accordingly

We will only give your personal information to third parties where the law either requires or allows us to do so. Further details on how we handle your personal information can be found in our Privacy Policy which is available on our website.

9. OTHER IMPORTANT TERMS  

We may transfer this agreement to someone else. We may transfer our rights and obligations under this agreement to another organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under this agreement.

You need our consent to transfer your rights to someone else. You may only transfer your rights or your obligations under this agreement to another person if we agree to this in writing.

Nobody else has any rights under this agreement. This agreement is between you and us. No other person will have any rights to enforce any of its terms.

If a court finds part of this agreement to be unlawful, the rest will continue in force. Each of the paragraphs of this agreement operates separately. If any court or relevant authority decides that any of them are unlawful, the remaining paragraphs will remain in full force and effect.

Delay. Even if we delay in enforcing this agreement we may still enforce it later.

We will both sign this agreement electronically.

10. LAW AND JURISDICTION

Where you may bring legal proceedings. This agreement is governed by English law and you (or we) can bring legal proceedings in either the Scottish or the English courts.